What we see in Winfield
Winfield is a small village with a major employer: Northwestern Medicine Central DuPage Hospital. That makes healthcare the defining feature of the local economy. Physicians, nurses, therapists, and the medical practices and service businesses around the hospital make up a large share of Winfield’s working population.
Healthcare professionals have distinctive returns: W-2 hospital income combined with moonlighting, locum tenens or consulting work, large retirement plan options, student loans, and sometimes an ownership interest in a practice or surgery center. Each piece is manageable; together they need a plan.
Winfield clients we work with most
Physicians and advanced practitioners
W-2 plus 1099 locum or moonlighting income, solo 401(k) on the side income, and practice ownership interests.
Nurses and allied health
Travel and agency income, multi-state filings for travel assignments, and continuing education costs.
Village families
Household returns coordinating two incomes, a 529 plan and DuPage property tax.
The tax issues that actually come up in Winfield
These are the questions Winfield owners and households bring to Net Cash Pro most often. Several are Illinois-specific, which is exactly where national tax software and out-of-state preparers tend to get things wrong.
A second retirement plan for side income
A physician with an employer 401(k) can often open a separate solo 401(k) or SEP-IRA for independent moonlighting income. The employee deferral limit is shared across plans, but employer contributions on the side income are separate, which can shelter a meaningful amount more each year.
The QBI deduction for professional practices
The federal 20% qualified business income deduction phases out for specified service businesses, including law, health, consulting and financial services, once taxable income passes the annual threshold. Retirement contributions and the salary/distribution split can keep a practice owner below the phase-out, which is worth checking every fall rather than discovering in April.
Travel assignments and multi-state returns
Nurses and therapists on travel contracts may owe tax in the states where they work as well as in Illinois, which credits taxes paid elsewhere. Stipends for housing and meals are tax-free only if the worker maintains a genuine tax home, which is a common audit issue.
The Illinois estate tax threshold
Illinois imposes its own estate tax with a $4 million exemption that is not portable between spouses and is far lower than the federal exemption. A DuPage household with a paid-off home, retirement accounts and a business interest can cross it without feeling wealthy. Lifetime gifting and how assets are titled need planning while both spouses are alive.
Flat fees, published up front
Net Cash Pro does not bill hourly. Winfield clients get a fixed price before any work starts, so a question in September does not turn into an invoice.
Federal + Illinois, e-filed
single-member LLC return
partnership return
starting price
Controller / CFO advisory starts at $1,995/month and includes everything in bookkeeping plus a monthly financial Scoreboard and Action Plan. See full pricing →
Frequently asked
Do you work with doctors and nurses in Winfield?
Yes. Healthcare professionals are a natural client group given Central DuPage Hospital. Net Cash Pro prepares returns that combine W-2 and 1099 income, sets up retirement plans for side income, and handles multi-state filings for travel assignments.
How far is Net Cash Pro from Winfield?
About ten minutes. The office is at 722 Huntington Dr, Carol Stream. Clients can meet in person by appointment or work by phone, video and secure upload.
How much does a tax preparer cost in Winfield, IL?
Net Cash Pro charges flat fees rather than hourly rates: $225 for a personal federal and Illinois return, $550 for a sole proprietor or single-member LLC, and $850 for an S-Corp, C-Corp or partnership. Monthly bookkeeping starts at $495 and Controller/CFO advisory at $1,995. Winfield clients get the price in writing before any work starts.
Is Net Cash Pro open after tax season?
Yes. Net Cash Pro works year-round, not just January to April. Winfield clients can call about a purchase, a hire, a notice or year-end planning at any time, and flat-fee clients are not billed hourly for those questions.
Talk to an Enrolled Agent about your Winfield business
The first 30-minute consultation is free. Bring last year's return and we will tell you plainly whether there is money being left on the table.